Connecticut residents pay the nation’s highest pet health insurance premiums, with a median monthly cost of $60.28, according to a new Pawlicy Advisor report.
Across the country, the average monthly premiums for canine policies range from $37.18 to $72.99, while cat owners pay from $23.84 to $49.76.
In Connecticut, the average monthly premium starts at $39.71 and caps out at $86.89 — well above the national average.
At the other end, Louisiana offers the lowest pet insurance prices, with average monthly premiums ranging from $22.40 to $56.82 and a median cost of $34.08.
According to Pawlicy Advisor, location is a significant factor in pet insurance pricing due to differences in veterinary costs and local regulations. A pet’s breed is also a determining factor because certain types are at a higher risk for genetic health issues.
The report found that the English bulldog is the most expensive canine breed to insure, with premiums ranging from $74.32 to $129.29 and a median cost of $96.21. Border collies are the least expensive, with average premiums between $28.35 and $58.63 and a median cost of $42.82. The median cost for other common breeds includes:
- French bulldog: $88.68
- Labrador retriever: $57.92
- Golden retriever: $61.11
- German shepherd: $64.86
- Poodle: $50.77
The cat data showed that the Birman was the most expensive breed to insure, with premiums ranging from $58.80 to $96.32 and a median cost of $77.56. The Turkish Angora was the least expensive, ranging from $16.95 to $18.48 and a median cost of $17.72. The median cost for other common cat breeds includes:
- Domestic shorthair: $34.72
- Ragdoll: $41.64
- Maine coon: $40.16
- Persian: $36.06
- Siamese: $41.96
The complete report is at bit.ly/4jgJU1c.