About the Author
Financial Wellness co-columnist Robert A. Sparrow is a partner with Triune Financial Partners LLC. He helps his clients learn how to live within their means, save, avoid debt, give generously, and set goals – the five fundamentals to leading a financially stable life. He specializes in resolving complex financial situations, and serves clients facing big life changes, such as the sale of a business or the transition into retirement. Learn more at triunefp.com
Written By This Author

Finance
Control the Controllables
Good habits and sound decisions are essential in practice ownership and personal finance.
Finance
Uncertainty, Optimism and Crystal Balls
Investors who allow their emotions to guide their investment decisions often end up on the wrong financial path.

Finance
Tuneup Time
Like tracking COGS as a percentage of revenue, you must understand the cost of employing everyone who is not a veterinarian.
Practice Ownership
Unfinished Business
If you are a practice owner who does not own your building, seriously look at purchasing the real estate.
Finance
Manage Your Emotions
Understand why you make irrational choices with your investments and what you can do about it.
Finance
Sell Now or Later?
What likely will be the biggest financial decision of your life shouldn’t be made in haste. You can sell your practice quickly to a consolidator, hand off to an associate in 10 years or do something in between. Weigh your options and the pros and cons.
Finance
Did You Catch a Financial Virus?
If your portfolio is sickly, you better have a treatment plan. A simple 10-part test can help determine whether you should get a second opinion.