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Business Insurance
A Patient Escaped. Now What?
Animal bailee insurance covers a practice’s legal and financial exposures when control and custodial obligations fail.
Business Insurance
Ripple Effects
As insurers rethink and reprice their coverage, practice owners can lessen the risks of extreme weather events like floods and tornadoes.
Business Insurance
Shining a Headlight on Auto Insurance
Veterinary practices that don’t own a motor vehicle can sometimes be held liable.
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How to Cut Your Insurance Costs
Managing and mitigating risks help veterinary practices pay less for workers’ comp and business liability policies.
Business Insurance
Why You Should Care About X-Mods
Data mistakes and classification errors can drive up a veterinary practice’s workers’ compensation costs.
Business Insurance
The Hidden World of Cybercrime
Poor network security can leave a veterinary practice’s data and other assets vulnerable to theft and exploitation.
Business Insurance
Commercial Property Insurance and You
Landlord-tenant relationships can get contentious over who’s responsible for what.
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In Case of Emergency
A response plan should be communicated and drilled so employees can readily put it into action.
Business Insurance
When Employees Sue You
EPLI stands ready to safeguard you and your clinic’s assets from legal claims arising from workplace disputes.
Business Insurance
6 Major Risks to Your Business
Practice owners should proactively manage ever-evolving threats. Insurance can help.
Business Insurance
The Dishonest Truth
Employee embezzlement is no small matter. Practice leaders can do a lot to prevent, or at least limit, it.
Business Insurance
Insure Your Property Properly
The cost of replacing and repairing buildings and their contents is rising fast because of inflation.
Personal Wellness
The Second Victims
When a mistake harms a patient, the caregivers also pay a heavy price.
Business Insurance
The Freedom to Freelance
Veterinarians working as independent contractors should investigate insurance coverage and purchase what an employer doesn’t provide.
Business Insurance
5 Keys to a Successful Safety Meeting
For starters, begin early in the day, take attendance, keep everything short, and make the presentation entertaining and visual.
Business Insurance
Calculated Risks
Practice owners should take a six-step approach when evaluating threats to people, property and animals and implementing solutions.
Business Insurance
ADA Compliance: It’s the Law
Practice owners should think of ADA compliance as a valuable marketing tool and risk-management strategy.
Business Insurance
3 Insurance Policies Every Veterinarian Should Have
Animal bailee insurance protects veterinary practices if an animal is injured or killed while in their care, custody or control.
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It’s Personal
The majority of commercial package policies provide business personal property coverage on a replacement-cost basis.
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Managing Workplace Injuries
No insurance company will give “cheap” workers’ compensation insurance to an employer with a bad history.
Practice Management
Prepare for the Unthinkable
Virtually all veterinary hospitals are potential soft targets for active shooters.
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A Crisis Situation
It’s critically important that you discuss your risk exposures with a knowledgeable insurance agent and adjust your risk-management portfolio accordingly.
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Set the Wheels in Motion
Mobile practitioners face several property and liability exposures.
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Steer Clear of Trouble
Practice owners need adequate insurance coverage when transporting pets and when employees are on the road.
Business Insurance
COVID, Insurance and Your Practice
Questions that few people were asking a year ago are suddenly on everybody’s mind.
Business Insurance
You Snooze, You Lose
Not preparing for a risk-management survey could cost you the chance to lower your insurance premiums. Not permitting a visit might mean a policy cancellation.
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Premium Advice
From requesting a risk inspection to raising their deductible, practice owners have numerous opportunities to reduce the cost of insurance.
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It’s for Your Benefit
Employee benefits liability insurance shields a practice when program administrators mishandle a situation.
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Don’t Manage Without It
Directors and officers liability insurance protects a veterinary practice’s executives and leaders from themselves and their bad decisions.
Business Insurance
Building a case for a builder’s risk policy
You should purchase additional insurance coverage whenever your veterinary practice is under construction or undergoing a renovation.
Business Insurance
Extra! Extra!
A standard liability policy might not be sufficient for your veterinary practice. Consider umbrella coverage to protect against larger or multiple claims.
Business Insurance
Common Knowledge
Take the time to understand liability and common conditions in commercial insurance policies for veterinary practices.
Practice Ownership
Insure your property properly
Extensions. Deductibles. Exclusions. Not understanding the terms of your commercial policy could leave you short on coverage.
Business Insurance
A Crash Course on Auto Insurance
Make sure your practice is adequately covered for different types of vehicle classifications and situations.
Human Resources
Brush Up on Workers’ Comp
Your practice’s injury history goes a long way in determining insurance costs, but a good risk-management program can pay off down the line.
Business Insurance
It’s Personal
If you think you might be sued or if you are, remember to report all claims immediately to your insurance company.
Legal Issues
Fear Factors
Psychological studies show that people are often reluctant to escape and instead lock down.
Business Insurance
Damage control
Be sure your animal bailee policy covers expenses tied to the escape and recovery of a pet under your care.
Finance
Discounts? No!
If you discount your services to senior citizens, military members or firefighters, just stop. Instead, grandfather these clients by continuing their discount, but do not offer one to new clients.
Practice Management
Prepare for the Unexpected
Knowing how to react when an emergency or natural disaster strikes will help safeguard lives and your hospital.
Innovation/Technology
Shared responsibility
Smaller businesses usually do not have the dedicated personnel, budgeted resources or the management focus needed to carry out a comparable vendor management program. However, the smallest company can take steps to help manage third-party cyber risk.
Business Insurance
Stay above water after a flood
Many practice owners do not know the cost to replace all their assets in the event of a flood.
Business Insurance
Are You Prepared for a Data Breach?
The theft of sensitive client information can do irreparable harm to a small business, so take preventive steps now.
Legal Issues
Get Serious About EPLI Coverage
Employment practices liability insurance safeguards against costly claims of discrimination and other workplace issues.